Key Worker Scheme
How it works…
- Whether you’re looking to take your first step onto the property ladder, or move into a bigger home, we could help you make your move to a spacious, brand-new home with our Key Worker Deposit Contribution scheme.
- When you purchase a SG Estates home using the scheme, we will contribute £10,000 towards your deposit.
- Contact one of our Sales Advisers today to find out if you’re eligible for our Key Worker Deposit Contribution scheme.
Eligibility
- You must be employed by one of the government bodies listed:
- NHS;
- Education;
- Police Force;
- Fire Service;
- Ministry of Defence;
- Environmental Service;
- National Highways, Transport Scotland & Transport for Wales;
- Probation Service;
- Local Authority;
- and Prison Service
- You must be able to provide 3 month's worth of pay slips that clearly states that you work in the one of the services listed here.
- Eligible purchasers must declare their intention to claim the discount at the time of reserving a property and before any other offer is applied.
- SG Estates Ltd reserve the right to withdraw or alter the terms of this offer at any time prior to the payment of a reservation fee and we reserve the right to vary the terms prior to the payment of a reservation fee. We also reserve the right to vary the terms of the offer to meet the requirement of the purchaser where we consider it reasonable to do so.
- This offer cannot be used in conjunction with any other offers and is not available on Shared Ownership properties.
- The offer is available on selected homes only.
- Please speak with our Sales Executives for further details.
Contact us to apply or to find out more.
Deposit Boost
How does it work?
If you’ve managed to save a 10% deposit, we could boost it by funding up to an additional 5% of the sale price – which could give you a 15% deposit in total.
This means you need to borrow less from a lender, which could get you a more competitive mortgage rate.
For Example:
- If your dream home costs £160,000, you will need at least a £16,000 deposit to secure it.
- We could fund up to an additional £8,000, giving you a total deposit of £24,000 (worth 15%).
- You would then need a 85% mortgage for the remaining £136,000.
Do all plots qualify for this offer?
The offer is available on selected plots only, subject to contract and status. Offer is to contribute up to a maximum of 5% deposit payable at the time of completion and is subject to lender’s criteria.
Our sales executive will introduce you to a Mortgage Adviser who can provide individually-tailored advice and help secure the best mortgage for you.
- The customer can receive a deposit match up to a maximum contribution of £10,000
- This offer cannot be used in conjunction with any other offers.
- The offer is available on selected homes only.
- Eligible purchasers must declare their intention to claim the deposit match at the time of reserving a property and before any other offer is applied.
- SG Estates reserve the right to withdraw or alter the terms of this offer at any time prior to the payment of a reservation fee and we reserve the right to vary the terms prior to the payment of a reservation fee. We also reserve the right to vary the terms of the offer to meet the requirement of the purchaser where we consider it reasonable to do so.
- Please speak with our Sales Executives for further details.
Contact us to apply or to find out more.